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What is homeowners insurance?

Posted on August 12, 2008

Home owners insurance protects the home owner from losses in the case of a disaster or other unexpected event.  It can be purchased from many insurance companies, and is a contract between you and that company.

In short, you pay a small monthly fee, and they protect you in times of need, as long as you still have the contract (are paying the insurance).  This is beneficial especially if a catastrophic event occurs.  You can never know if this might happen to your home.

Homeowners insurance also protects the tenants, and often times, those at the residence at the time of the incident; much like a car insurance policy works.

Eventually, we will cover topics such as how to shop for (or buy) homeowners insurance to best meet your needs, the types of insurance, coverage limits, and what you can really expect from your homeowners insurance company, and even rules and specific things to watch out for in specific states.

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9 Comments so far
  1. Alex Gordon April 3, 2010 5:22 am

    Подтверждаю. Всё выше сказанное правда. Давайте обсудим этот вопрос. Здесь или в PM….

    журналист печатного игрового издания Home owners insurance protects the home owner from losses in the case of a disaster or other unexpected event…..

  2. Alex Gordon April 3, 2010 7:20 am

    Извините, что я Вас прерываю, но не могли бы Вы дать больше информации….

    Оператор ПК, менеджер, консультант Home owners insurance protects the home owner from losses in the case of a disaster or other unexpected event…..

  3. Kylie Batt April 21, 2010 2:43 am

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    Шкільна програма в таблицях і формулах. Великий універсальний довідник Home owners insurance protects the home owner …

  4. Kylie Batt May 13, 2010 2:10 am

    Конечно. Это было и со мной. Давайте обсудим этот вопрос….

    Бухгалтер, заместитель главного бухгалтера Home owners insurance protects the home owner from losses in the case of a disaster or other unexpected event…..

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